Health Insurance
Help choosing, taking out or changing Dutch health insurance.
Almost everyone who lives or works in the Netherlands is required to take out Dutch basic health insurance (basisverzekering). There are deadlines, and being uninsured can lead to a fine.
The basic package is set by the government, but premiums, own risk arrangements and extra packages differ per insurer. Which policy fits you depends on your situation and your health needs.
We explain the options in plain language and help you arrange it. We are not an insurance broker and do not earn commission — we help you understand and complete the paperwork.
What this service includes
- Explaining how Dutch health insurance works: basic package, own risk (eigen risico), premium
- Comparing policies on the official comparison information
- Taking out a new policy or changing insurer within the yearly change period
- Cancelling a policy when you leave the Netherlands
- Explaining insurer letters and invoices
- Checking whether zorgtoeslag may apply to you as well
Documents to bring
- Passport or ID card
- BSN
- Your registered Dutch address
- Dutch IBAN (bank account number)
- Your current policy details, if you already have insurance
- Employment or income details, if relevant
Depending on your personal situation, extra documents may be needed. We tell you what to bring before we meet.
How it works
- 01
Contact us
Tell us your situation and whether you already have insurance.
- 02
We explain the options
We go through the differences in plain language.
- 03
Arrange the policy
We complete the application or the change with you.
- 04
Aftercare
We explain the confirmation and check zorgtoeslag if relevant.
Questions about this service
Something else? Send us a WhatsApp or Instagram message. We answer in your language.
This page is general information from NL Assist, not legal or tax advice. Rules and amounts are set by the Dutch government and can change. We always check the official requirements for your own situation.
Agreement to our terms: By requesting, booking or using any of the services offered by NL Assist, you confirm that you have read, understood and agree to our Terms & Conditions, Privacy Policy and Cookie Policy. NL Assist provides administrative assistance only and is independent from any government body.
Disclaimer: NL Assist provides administrative assistance with Dutch administrative procedures, including document preparation, translation support and application assistance. NL Assist does not provide legal advice, tax advice, tax consultancy, immigration advice, financial advice, insurance advice, official government representation or any other regulated professional services. All information and assistance provided by NL Assist is based on the information supplied by the client and is intended solely to support administrative procedures. Government authorities and other competent organisations remain solely responsible for all decisions regarding applications, tax returns, allowances, permits and other official procedures. NL Assist cannot influence, guarantee or expedite these decisions. NL Assist is an independent administrative assistance service and is not affiliated with, endorsed by, authorised by, or acting on behalf of the Dutch Government, the Belastingdienst, IND, DigiD, UWV, municipalities, banks, health insurers or any other public authority or private organisation. Any references to government authorities, organisations or third parties are provided solely to describe the administrative services with which NL Assist assists its clients.
Book an in-person appointment
Send us a WhatsApp, Instagram or email message. We answer in your language.
Home visits
€10 within 10 km, then €0.50/km. We come to you.
Evening & weekend
We can meet after work or on weekends.